About me
Jody Richards is a mortgage loan officer with over 20 years of experience helping clients throughout Red Bluff, Tehama County, and surrounding Northern California communities including Chico, Redding, Marysville, Oroville, Plumas Lake, El Dorado Hills, Granite Bay, Natomas, Rancho Cordova, Lincoln, and nearby areas.
Passionate about family, community, and helping people achieve homeownership, Jody works with first-time homebuyers, move-up buyers, veterans, rural homebuyers, and real estate investors. With access to a wide range of loan programs through the broker channel, Jody helps clients find financing solutions that fit their goals and financial situation.
Loan programs include:
• First-Time Homebuyer Programs
• FHA Loans
• VA Loans
• USDA Rural Housing Loans
• Conventional Loans
• Fannie Mae & Freddie Mac Programs
• CalHFA Programs
• Investor Loans
• DSCR Loans
By working under a mortgage broker, Jody is able to offer clients personalized service, competitive rates, and access to multiple lending options instead of being limited to a single bank or lender.
